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HOUSE LOAN

Eligible persons Any individual in with adequate means to repay the principal and interest of the loan shall be eligible to apply for the loan.
Loan Amount Maximum Rupees Twenty lakh (Rs.20,00,000/-)
Loan Term Maximum 240 Months .
Rate of interest Floating 9.90% (EMI)
Fixed 11% (EMI)
Interest Type Floating / Fixed .
EMI Payable Repayable in Monthly installments.

DOCUMENTS REQUIRED

  • 1: Application form.

  • 2: Introduction.

  • 3: Recent Photograph two numbers

  • 4: Address Proof and Identify proof

  • 5: KYC Any one document from each of the following two lists subjects to Banks satisfaction

Latest Photo Identification Documents

  • 1: Passport.

  • 2: PAN card.

  • 3: Voters Identity Card

  • 4: Driving Licence

  • 5: Identity card issued by the Govt / Public Authority / (Reputed institutions subject to Satisfaction of bank)

  • 6: Letter from employer subject to satisfaction of Bank.

  • 7: Aadhar / UIDAI Card.

Latest Documents showing address proof

  • 1: Ration Card.

  • 2: Passport with same address.

  • 3: Telephone Bill Recent month.

  • 4: Letter from employer Subject to satisfaction of Bank

  • 5: Bank Account Statement with Address.

  • 6: Electricity Bill.

  • 7: Income Tax /Property Tax Assessment Order / Receipt.

  • 8: Credit Card.

DOCUMENTS REQUIRED FOR COMPANY ACCOUNTS

  • 1: Board resolutions.

  • 2: Memorandum of Association.

  • 3: Articles of Association

  • 4: Certificate of Incorporation

  • 5: Certificate of Commencement of Business (for public limited companies).

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