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MICRO CREDIT LOAN

Eligible persons Micro entrepreneurs /artisans / individuals in Non Farm Sector
Age Above 18 years.
Loan Amount Rs.25,000/-. .
Loan Term 50 weeks
Rate of interest 11% (Subject to Change) .
Purpose of Loan Flower Shop.
Vegetable Shop.
Fruit Stall.
Plastic Items sales.
Documents Required Two personal Sureties.
Two numbers recent passport Size Photos.
Residential Certificate.
Loan amount will be disbursed through Savings Bank Account.

DOCUMENTS REQUIRED

  • 1: Application form.

  • 2: Introduction.

  • 3: Recent Photograph two numbers

  • 4: Address Proof and Identify proof

  • 5: KYC – Any one document from each of the following two lists subjects to Bank’s satisfaction

Latest Photo Identification Documents

  • 1: Passport.

  • 2: PAN card.

  • 3: Voter’s Identity Card

  • 4: Driving Licence

  • 5: Identity card issued by the Govt / Public Authority / (Reputed institutions subject to Satisfaction of bank)

  • 6: Letter from employer – subject to satisfaction of Bank.

  • 7: Aadhar / UIDAI Card.

Latest Documents showing address proof

  • 1: Ration Card.

  • 2: Passport with same address.

  • 3: Telephone Bill – Recent month.

  • 4: Letter from employer Subject to satisfaction of Bank

  • 5: Bank Account Statement with Address.

  • 6: Electricity Bill.

  • 7: Income Tax /Property Tax Assessment Order / Receipt.

  • 8: Credit Card.

DOCUMENTS REQUIRED FOR COMPANY ACCOUNTS

  • 1: Board resolutions.

  • 2: Memorandum of Association.

  • 3: Articles of Association

  • 4: Certificate of Incorporation

  • 5: Certificate of Commencement of Business (for public limited companies).

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